Salary Comparison Calculator
Side-by-side annual offers with gap and monthly difference.
Calculator
Results
B Pays More By
$10,000.00/yr
11.76%
$833.33/mo
Live results update as you type — currently showing b pays more by of $10,000.00 /yr. Replace the defaults with your own numbers.
Visualizations
Offer Compare
Formula
Head-to-head annual offers.
Variables
| Symbol | Name | Unit | Description |
|---|---|---|---|
| A/B | Offers | $ | Annual |
Explanation
Which offer pays more.
Step-by-Step Calculation
Follow each step to understand how the result is calculated from your inputs.
Gap = B - A = $95,000.00 - $85,000.00
Worked Examples
See how the calculator works with different scenarios.
Scenario
The salary comparison calculator run on the values above.
Inputs
Calculation
1. Gap = B - A = $95,000.00 - $85,000.00 → $10,000.00
Result
B Pays More By: $10,000.00 /yr
Interpretation
Adjust for cost of living, benefits and hours before signing.
Understanding Your Result
Your Result: B Pays More By: $10,000.00 /yr
What This Means
Which offer pays more.
Why It Matters
Adjust for cost of living, benefits and hours before signing.
Professional Interpretation
Adjust for cost of living, benefits and hours before signing.
How this is calculated
Head-to-head annual offers.
What drives the result
Annual = amount x per-year factor (hourly annualizes through hours/week x 52). Net = gross - tax - deductions. Contractor 1099 needs 30-50% over W-2 for benefits, PTO, bench risk and both halves of payroll tax. Billable = (goal + overhead) / hours / (1 - margin).
Recommendations
- •Normalize to same hours + benefits.
- •Value equity and bonus separately.
Educational Content
Introduction
Salary math is frequency math: annualize at the stated schedule, then divide into any other frequency. Gross is before tax; net is after; CTC adds employer costs; freelance rates divide a goal plus overhead by billable hours.
Concept Explanation
Annual = amount x per-year factor (hourly annualizes through hours/week x 52). Net = gross - tax - deductions. Contractor 1099 needs 30-50% over W-2 for benefits, PTO, bench risk and both halves of payroll tax. Billable = (goal + overhead) / hours / (1 - margin).
Applications
Benefits
- •Apples-to-apples frequency conversion
- •Paycheck-accurate net math
- •Rate floors that cover costs
Limitations
- •Flat tax rates for planning - brackets give exact liability
- •52-week / 2080-hour simplifications
- •Benefits and equity valued separately
Best Practices
- •Use contracted hours, not 40 by default
- •Annualize before comparing
- •Park 25-30% of 1099 income for tax
Common Misconceptions
Practical Tips
- •Normalize first.
Common Mistakes
Assumptions
This calculator makes the following assumptions to provide estimates:
Limitations
Be aware of these limitations when using this calculator:
Frequently Asked Questions
Answers to common questions about this calculator.
Adjust?
How accurate is the salary comparison calculator?
Gross vs net?
Related Calculators
Explore more calculators related to this topic.
Related Guides
Deepen your understanding with these educational resources.
Glossary
Technical terms used in mortgage calculations explained in plain language.
- Gross pay
- Pay before tax and deductions.
Authoritative References
Trusted sources and standards referenced by this calculator.
Applicable Standards
Was This Calculator Helpful?
Page Information
2026-09-22
2.0.0
Free to use for educational and professional purposes.